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Senior Life Insurance
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Choosing the Right Senior Life Insurance
We’ll Help Narrow Down Your Options
Not all senior life insurance policies are created equal ― far from it, in fact. Their terms and coverages differ, making it imperative to choose wisely. Your budget and needs are as individual as your personality. Your insurance coverage must suit both in order to protect your beneficiaries.
Keep in mind that, in general, lower premiums mean a lower dollar amount in coverage. This is not necessarily a bad thing if you need the policy for funeral costs, for example. On the other hand, paying higher premiums might be worthwhile if you need the policy to cover expenses like high medical bills. As part of our services, the team at A+ Senior Insurance will provide guidance to help you find the right coverage for you.
We are Always Ready to Assist You
We Make Make Medicare Easy!
Types of Senior Life Insurance Policies
There are a variety of life insurance policies on the market, including:
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Term life insurance. The policy pays benefits out if you pass away during the term of the policy.
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Whole life insurance. As long as the policy is still in force, it pays benefits out regardless of when you pass away. These policies last for the life of the policyholder.
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Final expense life insurance. These policies specifically will cover the costs of end of life expenses like outstanding bills, debt and funeral costs. Premiums for these policies are low, and they pay benefits via a lump sum after your passing.
No Medical Exam Required
While some forms of senior life insurance require you to submit to a medical exam, others do not. Final expense life insurance is an example of the latter. These policies also have high approval rates and go into effect quickly. These benefits are why they are among the policies we offer to our clients.
Making Life Insurance Affordable
Regardless of the type of senior life insurance coverage you are seeking, A+ Senior Insurance will work with you to find the right fit for your financial means and needs. Our team is available to assist you! Call (210) 374-3919 or submit our online contact form to reach out to us today.